Great info from Dave Ramsey!
Dave Ramsey posted a while ago 10 Things Americans Waste Their Money On, and they are:
- Credit Card Interest
- Deal Websites
- ATM fees
- Overdraft Fees
- Speedy Shipping
- Designer Baby clothes
- Unused gym memberships
- Premium cable packages
- Daily coffee trips
I agree that some of these are wasteful, for instance #1 and #4. There shouldn’t be any reason why you should be paying fees on things you could get for free.
My personal experience with the top ten are
- Credit Card interest – Since I have a balance transfer on my credit card, the company is trying to have me pay interest. I will be paying the remaining balance this month so that I won’t have to deal with that anymore.
- Deal websites – I don’t shop on deal websites, but I do occasionally take part on deals when it comes to getting cheaper quality clothing. I like to…
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