Debt and Life

Debt and Life

It’s possible to live a life without debt. This is a huge part of succeeding with money.  How you handle your money affects every area of your life, and learning how to handle it is vital to your happiness.  As Dave Ramsey says, “your” money is really God’s money- you’re handling it for Him, so be sure you do a good job.  There are several Bible scriptures that deal with debt, and none of them refer to debt as a smart thing to get into.

Proverbs 22:7 The rich rules over the poor, And the borrower becomes the lender’s slave.

So why are so many of us in debt?  It’s just a normal part of culture.  No one even thinks before signing up for a mortgage or financing a car.  Everyone around us is doing it, and maybe your parents probably even guided you along the process for your first major purchase.  It’s hard to know something is bad when you’re not educated on the topic, and for lots of us, it takes making these mistakes and living with the consequences to realize the massive stupidity.  Also, we are often caught up in the instantaneous culture of wanting things

Now, Now, Now!

and even that is too slow for some of us.

But folks, the internet and social media may move at lightning speed, but your financial life is not going to.  There are some areas of life that take old fashioned patience, focus, and delayed gratification to become successful at.  Don’t let the get-rich quick-schemes, or the get-happiness-now ads fool you; you won’t make caboodles of money overnight any way you try, and purchasing a new toy via debt will not bring you happiness, not in the long term, at least.

Maybe your Christian background has taught you that money is evil, so you don’t think it’s right to worry about it.  But it’s the love of money that’s evil, not the mere handling of it, or even the accumulation of money.  Accumulation and handling of money is necessary for succeeding in life, it doesn’t make you evil.

1 Timothy 6:10  For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs.

Proverbs 27:23   Know well the condition of your flocks, And pay attention to your herds;

Next week I’m posting the details of my own debt free journey, so come back and read more!


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